Terms and Conditions

Terms and conditions for the use of the site

VTR Mobile Ltd. Is a wholly owned subsidiary of InStrat Global Health Solutions Ltd. (www.instratghs.com). Any reference to “Company” is to InStrat Global Health Solutions Ltd. And includes its directors, employees, sister concerns, subsidiaries and assigns. “Customer” includes the subscriber, user and all visitors of the website whether individual, firms, companies’ entities in whatever capacity that intend to use visit or purchase an e-learning course from The Company.

Purchaser is a Customer who completes a Purchase Order.


1. Description of Goods/Services


The Company provides users with access to Courses which offer Online and Mobile Health Training Content displayed and made available for sales inclusive and not limited to medical information and medical courses online (the "Service").



2. License and Site Access


Company grants you a limited license to access and make use of the Site and the Services. This license does not include any downloading or copying of account information for the benefit of another vendor or any other third party; caching, unauthorized hypertext links to the Site and the framing of any content available through the Site uploading, posting, or transmitting any content that you do not have a right to make available (such as the intellectual property of another party); uploading, posting, or transmitting any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; any action that imposes or may impose (in company’s sole discretion) an unreasonable or disproportionately large load on company’s infrastructure; or any use of data mining, robots, or similar data gathering and extraction tools. You may not bypass any measures used by company to prevent or restrict access to the Site. Any unauthorized use by you shall terminate the permission or license granted to you by company and the Company will be entitled to take appropriate legal action against you as also claim any loss, damage, cost, penalty, charges in relation thereto


3. Membership Eligibility:


Minors not being competent to contract under the age of 18 years shall not be entitled to use of this website.



4. Account Responsibility

Customer agrees that it is the Customer’s responsibility to keep the account details confidential and to prevent unauthorised use of Customers account. Company does not accept any responsibility of misuse of Customers account. Customer also agrees to provide true, accurate, current and complete information about yourself as prompted by the Site's registration form. If Customer provides any information that is untrue, inaccurate, not current or incomplete (or becomes untrue, inaccurate, not current or incomplete), or company has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, company has the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof) as also take necessary legal action as advised.



5. Services

Customer accepts agrees and confirms that the website is an electronic and mobile learning platform and is only an online platform which enables Customer to choose from a range of courses from different Content Providers and Authors. Company has been indemnified by Content Providers and Authors from any liabilities related to copyright infringement or other intellectual property violations. Customer understands that the Company and the Website only act as facilitators for the delivery of the Courses.



6. Price

The price of the goods is the price displayed on our website at the time you place the order. Prices are displayed in Nigerian Naira (NGN) and United States Dollars (USD). Customers within Nigeria are advised to select the NGN Payment Option to facilitate transaction processing through any of Nigeria’s financial institutions and clearing houses. Customers outside Nigeria are advised to select the USD Payment Option to facilitate transaction process using one of the payment options whose logos appear on www.web.vtrmob.com.



7. Payment

VTR Mobile Ltd. has entered into an agreement with Paystack (https://paystack.com/) to process all financial transactions on its behalf. As such VTR will NEVER store any Customers financial or credit card information. VTR Mobile Ltd. will make its best efforts to resolve any payment disputes that may arise directly with Paystack on behalf of the Customer.


8. Governing Law and Dispute Regulation

The Products/Services provided are governed by the laws of the Federal Republic of Nigeria. Any dispute arising shall be resolved by good faith negotiation of the Parties. If such dispute cannot be resolved after a reasonable time period, the dispute shall be referred to an expert appointed by mutual agreement of the Parties


9. Notice

Any notice whether notice to submit dispute to amicable settlement and or any notice of whatsoever nature shall be addressed to

101-103 Arcade Club Suites

Plot 68 First Avenue

Central Business District




Added for comparison